4506T Verification

A common denominator on defaulted loans is misrepresentation of a borrower’s income. To combat this fraud, First Line Data provides a convenient, reliable method for retrieving an applicant’s income tax information directly from the IRS and providing it to the lender within one to two business days. 

An IRS Form 4506T (Request for Transcript of Tax Return) is completed by the borrower and submitted to First Line Data. Personal (Form 1040 series), Corporate (Forms 1120A, H, L, S), Partnership (Form 1065), or Self-employed (Form 1099 series) transcripts are then delivered to the lender within 24-48 hours.

Employed Wage information (W-2 wage transcript) is also available within two to five business days.

Transcripts for all forms are available for the past four years filed. Please note that State income tax information is not available through this report.